Terms of use

These terms cover your use of AmarTaka (“we”, “us”), a personal finance service for recording and understanding your own income, spending, accounts and debts. By creating an account you agree to them.

Your account

• You must give a working email address and keep your password private.
• You are responsible for what is recorded in your account. One account is for one person.
• You can stop using AmarTaka at any time and ask us to delete your account and data.

What AmarTaka is, and isn’t

AmarTaka works from the transactions you enter. Forecasts, plans, ratios and suggestions are estimates to help you think about your money. They are not financial, tax or legal advice, and they are only as accurate as the records you keep. AmarTaka is not a bank and does not hold or move your money.

Next-month outlook

Once you have six months of records, Pro shows an outlook for the coming month. It is an estimate built from your own records and from patterns our models learn across all users’ monthly totals, as described in the privacy policy. By using AmarTaka you agree to your monthly totals being used this way. You can turn the outlook off in the app at any time.

Plans and payment

• The Free plan costs nothing and includes up to 2 active accounts, transactions, the statement (PDF), the home dashboard and reports.
• Pro costs ৳99 for 30 days, paid by bKash. Pro starts once we have verified your payment. It does not renew automatically.
• New accounts include a free Pro trial. When a trial or paid period ends, the account moves to Free.
• Moving to Free never deletes your records; Pro features are locked until you pay again.
• We may change prices with at least 30 days’ notice. A period you’ve already paid for is not affected.

Fair use

Don’t misuse the service: no attempts to access other people’s data, overload or attack the service, or use it for anything unlawful. We may suspend accounts that do.

Availability and liability

We work to keep AmarTaka available and your data safe, but the service is provided as it is. Keep your own copies of anything important (the statement exports help). To the extent the law allows, our liability is limited to the amount you paid us in the last three months.

Changes and contact

If we change these terms we’ll update this page and, for important changes, tell you in the app. Questions: support@amartaka.tech.